How it works
Bluerails402 is the financial control layer between AI agents and E-commerce platforms. Protocol-agnostic; works with any agent payment standard.
Payment flow
Agent discovers a publisher
Any MCP-compatible agent (Claude, GPT-4, open-source) calls list_publishers() or get_publisher() on the Bluerails402 MCP server. No API key required for discovery.
Agent pays in USDC
The agent sends a payment in USDC on the Base network. The settlement happens under 10 seconds.
Bluerails validates and swaps
The Policy Gate checks the payment and verifies the publisher is active and KYB-verified. Bluerails, acting as a licensed MSB, converts the incoming USDC to EUR via decentralised exchange partners.
Bluerails settles to the publisher
The converted EUR is distributed to the publisher in their chosen settlement currency. Publishers can select their preferred settlement method at the time of onboarding.
Settlement currencies
Publishers choose their settlement currency at onboarding. All options are EUR-denominated.
EUR stablecoin issued by AllUnity on Base. Instant on-chain settlement. Redeemable 1:1 for EUR.
AllUnity — BaFin-regulated, MiCA-compliant · Backed by DWS & Flow Traders
Direct EUR bank transfer via SEPA. T+1 settlement. Receive EUR in your existing bank account — no crypto wallet required.
Bluerails — MiCA-compliant MSB
Circle's EUR stablecoin. For those who want EUR exposure with the liquidity of Circle's rails.
Circle — EU-regulated EMI
How agents pay
The only inbound rail in V1. Base gives sub-3-second finality at <$0.01 gas. USDC is the dominant liquidity token on Base — agents sourcing from Coinbase, Llama, or any major exchange can fund payments without a conversion step.
Additional inbound rails (ETH, EURC) are under evaluation for V2.
Settlement partners
